Enforce minimum RBF feerate from counterparty

diff --git a/lightning/src/ln/channel.rs b/lightning/src/ln/channel.rs
index 32c0e94..85c40bb 100644
--- a/lightning/src/ln/channel.rs
+++ b/lightning/src/ln/channel.rs
@@ -2900,7 +2900,7 @@ struct PendingFunding {
 	received_funding_txid: Option<Txid>,
 
 	/// The feerate used in the last successfully negotiated funding transaction.
-	/// Used for validating the 25/24 feerate increase rule on RBF attempts.
+	/// Used for validating the minimum feerate increase rule on RBF attempts.
 	last_funding_feerate_sat_per_1000_weight: Option<u32>,
 
 	/// The funding contributions from splice/RBF rounds where we contributed.
@@ -6769,13 +6769,12 @@ fn get_v2_channel_reserve_satoshis(
 	cmp::min(channel_value_satoshis, cmp::max(q, dust_limit_satoshis))
 }
 
-/// Returns the minimum feerate for our own RBF attempts given a previous feerate.
+/// Returns the minimum feerate for RBF attempts given a previous feerate.
 ///
-/// The spec (tx_init_rbf) requires the new feerate to be >= 25/24 of the previous feerate.
-/// However, at low feerates that multiplier doesn't always satisfy BIP125's relay requirement of
-/// an absolute fee increase, so we take the max of a flat +25 sat/kwu (0.1 sat/vB) increment
-/// and the spec's multiplicative rule. We still accept the bare 25/24 rule from counterparties
-/// in [`FundedChannel::validate_tx_init_rbf`].
+/// The spec (tx_init_rbf) requires the new feerate to be >= the maximum of 25/24 of the previous
+/// feerate and the previous feerate + 25 sat/kwu. The flat +25 sat/kwu increment ensures BIP125's
+/// relay requirement of an absolute fee increase is satisfied at low feerates where the
+/// multiplicative 25/24 rule alone would be insufficient.
 fn min_rbf_feerate(prev_feerate: u32) -> FeeRate {
 	let flat_increment = (prev_feerate as u64).saturating_add(25);
 	let spec_increment = ((prev_feerate as u64) * 25).div_ceil(24);
@@ -13008,17 +13007,17 @@ where
 			},
 		};
 
-		// Check the 25/24 feerate increase rule
 		let prev_feerate =
 			pending_splice.last_funding_feerate_sat_per_1000_weight.unwrap_or_else(|| {
 				fee_estimator.bounded_sat_per_1000_weight(ConfirmationTarget::UrgentOnChainSweep)
 			});
-		let new_feerate = msg.feerate_sat_per_1000_weight;
-		if (new_feerate as u64) * 24 < (prev_feerate as u64) * 25 {
+		let new_feerate = FeeRate::from_sat_per_kwu(msg.feerate_sat_per_1000_weight as u64);
+		if new_feerate < min_rbf_feerate(prev_feerate) {
 			return Err(ChannelError::Abort(AbortReason::InsufficientRbfFeerate));
 		}
 
-		if !pending_splice.is_rbf_feerate_sufficient(new_feerate, fee_estimator) {
+		if !pending_splice.is_rbf_feerate_sufficient(msg.feerate_sat_per_1000_weight, fee_estimator)
+		{
 			return Err(ChannelError::Abort(AbortReason::InsufficientRbfFeerate));
 		}
 
diff --git a/lightning/src/ln/funding.rs b/lightning/src/ln/funding.rs
index c08a0a9..f4db029 100644
--- a/lightning/src/ln/funding.rs
+++ b/lightning/src/ln/funding.rs
@@ -1019,9 +1019,9 @@ impl FundingContribution {
 
 	/// Adjusts the contribution's change output for the minimum RBF feerate.
 	///
-	/// When a pending splice exists with negotiated candidates and the contribution's feerate
-	/// is below the minimum RBF feerate (25/24 of the previous feerate), this adjusts the
-	/// change output so the initiator pays fees at the minimum RBF feerate.
+	/// When a pending splice exists with negotiated candidates and the contribution's feerate is
+	/// below the minimum RBF feerate, this adjusts the change output so the initiator pays fees
+	/// at the minimum RBF feerate.
 	pub(super) fn for_initiator_at_feerate(
 		self, feerate: FeeRate, holder_balance: Amount,
 	) -> Result<Self, FeeRateAdjustmentError> {
diff --git a/lightning/src/ln/interactivetxs.rs b/lightning/src/ln/interactivetxs.rs
index 9957205..ca8c445 100644
--- a/lightning/src/ln/interactivetxs.rs
+++ b/lightning/src/ln/interactivetxs.rs
@@ -136,8 +136,8 @@ pub(crate) enum AbortReason {
 	DuplicateFundingOutput,
 	/// More than one funding (shared) input found.
 	DuplicateFundingInput,
-	/// The RBF feerate is insufficient (e.g., doesn't satisfy the 25/24 rule or can't accommodate
-	/// prior contributions).
+	/// The RBF feerate is insufficient (e.g., doesn't satisfy the minimum feerate increase rule or
+	/// can't accommodate prior contributions).
 	InsufficientRbfFeerate,
 	/// A funding negotiation is already in progress.
 	NegotiationInProgress,
diff --git a/lightning/src/ln/splicing_tests.rs b/lightning/src/ln/splicing_tests.rs
index 9adccd1..398715e 100644
--- a/lightning/src/ln/splicing_tests.rs
+++ b/lightning/src/ln/splicing_tests.rs
@@ -4600,8 +4600,8 @@ fn test_splice_rbf_insufficient_feerate() {
 	let tx_abort = get_event_msg!(nodes[1], MessageSendEvent::SendTxAbort, node_id_0);
 	assert_eq!(tx_abort.channel_id, channel_id);
 
-	// Acceptor-side: a counterparty feerate that satisfies the spec's 25/24 rule (264) is
-	// accepted, even though our own RBF floor (+25 sat/kwu = 278) is higher.
+	// Acceptor-side: a counterparty feerate that only satisfies the 25/24 rule (264) is
+	// rejected — the spec requires max(prev + 25, ceil(prev * 25/24)) = 278 at low feerates.
 	// After tx_abort the channel remains quiescent, so no need to re-enter quiescence.
 	nodes[0].node.handle_tx_abort(node_id_1, &tx_abort);
 
@@ -4613,6 +4613,92 @@ fn test_splice_rbf_insufficient_feerate() {
 		funding_output_contribution: Some(added_value.to_sat() as i64),
 	};
 
+	nodes[1].node.handle_tx_init_rbf(node_id_0, &tx_init_rbf);
+	let tx_abort = get_event_msg!(nodes[1], MessageSendEvent::SendTxAbort, node_id_0);
+	assert_eq!(tx_abort.channel_id, channel_id);
+
+	// Acceptor-side: prev + 25 = 278 satisfies the combined BIP125 rule and is accepted.
+	nodes[0].node.handle_tx_abort(node_id_1, &tx_abort);
+
+	let min_rbf_feerate = FEERATE_FLOOR_SATS_PER_KW + 25;
+	let tx_init_rbf = msgs::TxInitRbf {
+		channel_id,
+		locktime: 0,
+		feerate_sat_per_1000_weight: min_rbf_feerate,
+		funding_output_contribution: Some(added_value.to_sat() as i64),
+	};
+
+	nodes[1].node.handle_tx_init_rbf(node_id_0, &tx_init_rbf);
+	let _tx_ack_rbf = get_event_msg!(nodes[1], MessageSendEvent::SendTxAckRbf, node_id_0);
+}
+
+#[test]
+fn test_splice_rbf_insufficient_feerate_high() {
+	// At high feerates (above ~600 sat/kwu) the 25/24 multiplicative rule dominates the +25
+	// flat increment. Verify that the counterparty validation rejects a feerate satisfying only
+	// the flat increment and accepts one satisfying the 25/24 rule.
+	let chanmon_cfgs = create_chanmon_cfgs(2);
+	let node_cfgs = create_node_cfgs(2, &chanmon_cfgs);
+	let node_chanmgrs = create_node_chanmgrs(2, &node_cfgs, &[None, None]);
+	let nodes = create_network(2, &node_cfgs, &node_chanmgrs);
+
+	let node_id_0 = nodes[0].node.get_our_node_id();
+	let node_id_1 = nodes[1].node.get_our_node_id();
+
+	let initial_channel_value_sat = 100_000;
+	let (_, _, channel_id, _) =
+		create_announced_chan_between_nodes_with_value(&nodes, 0, 1, initial_channel_value_sat, 0);
+
+	let added_value = Amount::from_sat(50_000);
+	provide_utxo_reserves(&nodes, 2, added_value * 2);
+
+	// Complete a splice-in at floor feerate, then RBF to 1000 sat/kwu.
+	let funding_contribution = do_initiate_splice_in(&nodes[0], &nodes[1], channel_id, added_value);
+	let (_splice_tx, new_funding_script) =
+		splice_channel(&nodes[0], &nodes[1], channel_id, funding_contribution);
+
+	provide_utxo_reserves(&nodes, 2, added_value * 2);
+	let high_feerate = FeeRate::from_sat_per_kwu(1000);
+	let contribution =
+		do_initiate_rbf_splice_in(&nodes[0], &nodes[1], channel_id, added_value, high_feerate);
+	complete_rbf_handshake(&nodes[0], &nodes[1]);
+	complete_interactive_funding_negotiation(
+		&nodes[0],
+		&nodes[1],
+		channel_id,
+		contribution,
+		new_funding_script,
+	);
+	let (_, splice_locked) = sign_interactive_funding_tx(&nodes[0], &nodes[1], false);
+	assert!(splice_locked.is_none());
+	expect_splice_pending_event(&nodes[0], &node_id_1);
+	expect_splice_pending_event(&nodes[1], &node_id_0);
+
+	// prev=1000: flat increment gives 1000+25=1025, 25/24 rule gives ceil(1000*25/24)=1042.
+	// Feerate 1025 satisfies the flat increment but not 25/24 — rejected.
+	reenter_quiescence(&nodes[0], &nodes[1], &channel_id);
+
+	let tx_init_rbf = msgs::TxInitRbf {
+		channel_id,
+		locktime: 0,
+		feerate_sat_per_1000_weight: 1025,
+		funding_output_contribution: Some(added_value.to_sat() as i64),
+	};
+
+	nodes[1].node.handle_tx_init_rbf(node_id_0, &tx_init_rbf);
+	let tx_abort = get_event_msg!(nodes[1], MessageSendEvent::SendTxAbort, node_id_0);
+	assert_eq!(tx_abort.channel_id, channel_id);
+
+	// Feerate 1042 satisfies both rules — accepted.
+	nodes[0].node.handle_tx_abort(node_id_1, &tx_abort);
+
+	let tx_init_rbf = msgs::TxInitRbf {
+		channel_id,
+		locktime: 0,
+		feerate_sat_per_1000_weight: 1042,
+		funding_output_contribution: Some(added_value.to_sat() as i64),
+	};
+
 	nodes[1].node.handle_tx_init_rbf(node_id_0, &tx_init_rbf);
 	let _tx_ack_rbf = get_event_msg!(nodes[1], MessageSendEvent::SendTxAckRbf, node_id_0);
 }